Not known Factual Statements About 債務舒緩收費 - 【drp-iva.top】
Not known Factual Statements About 債務舒緩收費 - 【drp-iva.top】
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保留財產：欠債人在債務重組期間，能夠保留財產，包括房地產和銀行帳戶，有助於保持經濟穩定。
So how exactly does an IVA affect your daily life? An IVA is definitely an insolvency Alternative and can affect your funds in numerous ways. Your credit history rating is affected for six years, within the day the arrangement is agreed. All through this time your IVA can be recorded on:
香港有不同的債務重組公司，每間公司所提供的服務內容以至收費均有不同。欠債人亦先了解不同公司的計劃，以作出最後決定。
After that, they’ll generate an IVA proposal on your creditors and the courtroom. The proposal will include:
結餘轉戶計劃是銀行或財務機構推出的貸款產品，用作集中還清債務。透過批出新的較低息貸款計劃，協助欠債人先還清來自不同公司的高息債務，減低利息開支外，申請程序亦更為簡便及快捷。
不需要。我們只會收取債務重組費用，其餘如初步諮詢、初次會面都是免費的。我們明白債務人在財務上的壓力，因此我們盡可能為客戶提供實質而有用的幫助，協助客戶減省不必要的金錢浪費，讓他們將資源集中在解決債務困難上。
In the event your creditors conform to the IVA, after it is about up, you will make a month-to-month payment to your insolvency practitioner, who will then pay the agreed amount iva of money to every of the creditors.
*合資格客戶須於提取貸款後至大新銀行存入現金回贈當日，仍然持有有效之貸款戶口、還款戶口及相關大新儲蓄或往來戶口，並一直維持良好之還款記錄及正常運作。
不需要。我們只有在獲得客戶同意後，才會進行債務重組收費。我們提供免費的初步諮詢和會面，我們會用最短的時間讓客戶了解清楚整個服務的流程、影響、收費，同時給予專業建議。我們知道這是重大的決定，踏出這一步將有可能扭轉客戶的一生，因此我們尊重客戶的慎重考慮，在客戶同意之前並不會採取任何收費手續。
部份公司的會計師及律師可接受費用分期支付，甚至可因應欠債人的財政能力協議支付方法，例如將專業費用、律師費列入每月還款金額中。這些寬限服務，亦可納入欠債人考慮是否選擇該公司之因素之一。
The creditors�?Assembly: This can be a remote or in-person Conference, which you'll be able to go to if you wish, wherever the creditors will commit to take or reject the IVA proposal. If creditors representing greater than 75% within your full financial debt vote in favour, your IVA can go ahead.
Irrespective of whether an IVA is the best debt Answer is determined 債務重組破產分別 by your situation, which include the quantity of credit card debt you may have, the kinds of credit card debt you owe, plus your ability to make regular payments.
Whilst we will’t recommend on the most beneficial solution obtainable, we’ve teamed up with PayPlan, who offer you no cost debt assist and suggestions.
If you receive a windfall all through 債務舒緩成功率 your IVA, one example is an inheritance, this will usually be taken and paid towards your creditors.